"1111", "VK_VERSION" => "008", "VK_SND_ID" => "HP", "VK_REC_ID" => "uid100052", "VK_STAMP" => "5", "VK_T_NO" => "16170", "VK_AMOUNT" => "3177.0", "VK_CURR" => "EUR", "VK_REC_ACC" => "", "VK_REC_NAME" => "", "VK_SND_ACC" => "EE152200221234567897", "VK_SND_NAME" => "Tõõgera Leõpäöldi", "VK_REF" => "", "VK_MSG" => "My cool payment", "VK_T_DATETIME" => "2020-12-29T14:27:06+0000", "VK_ENCODING" => "UTF-8", "VK_LANG" => "EST", "VK_MAC" => "Sw2wWPuR/xna3wWuxwqWwPACCT3o9bEJu1KW7HuUWiL5OSeNv4qqgzL9XZfzeVD1Ge7fpMj7ZFHXb5hbeuRyKE0SByUd1fhTK9SWK8HDz0O487A6NOzr9AbfbCbtzJ7+3RNDxybki9yDE5miye8hMQyPiUZg7EVIX9/cZc5eOWTi/nT3iyMuIIfYVCR2LUxvdTmy7wAWbsRgWWJPTgxqM96BDuJrXdd9LY0CjI3H1m66mgdXBCsBIqQQxX16vWJWfPd1hLoi7e+Y+N737/ttDIIVa2crsYC9GViOdfmOwcU5JAJTE3t4PniEG7UOSz6/VE9UH7aaWg2/1Fq1b/t1hw==", "VK_AUTO" => "N" ); // STEP 3. Generate data to be verified // ==================================== // Data to be verified is in the form of XXXYYYYY where XXX is 3 char // zero padded length of the value and YYY the value itself // NB! Swedbank expects symbol count, not byte count with UTF-8, // so use `mb_strlen` instead of `strlen` to detect the length of a string $data = str_pad (mb_strlen($fields["VK_SERVICE"], "UTF-8"), 3, "0", STR_PAD_LEFT) . $fields["VK_SERVICE"] . /* 1111 */ str_pad (mb_strlen($fields["VK_VERSION"], "UTF-8"), 3, "0", STR_PAD_LEFT) . $fields["VK_VERSION"] . /* 008 */ str_pad (mb_strlen($fields["VK_SND_ID"], "UTF-8"), 3, "0", STR_PAD_LEFT) . $fields["VK_SND_ID"] . /* HP */ str_pad (mb_strlen($fields["VK_REC_ID"], "UTF-8"), 3, "0", STR_PAD_LEFT) . $fields["VK_REC_ID"] . /* uid100052 */ str_pad (mb_strlen($fields["VK_STAMP"], "UTF-8"), 3, "0", STR_PAD_LEFT) . $fields["VK_STAMP"] . /* 5 */ str_pad (mb_strlen($fields["VK_T_NO"], "UTF-8"), 3, "0", STR_PAD_LEFT) . $fields["VK_T_NO"] . /* 16170 */ str_pad (mb_strlen($fields["VK_AMOUNT"], "UTF-8"), 3, "0", STR_PAD_LEFT) . $fields["VK_AMOUNT"] . /* 3177.0 */ str_pad (mb_strlen($fields["VK_CURR"], "UTF-8"), 3, "0", STR_PAD_LEFT) . $fields["VK_CURR"] . /* EUR */ str_pad (mb_strlen($fields["VK_REC_ACC"], "UTF-8"), 3, "0", STR_PAD_LEFT) . $fields["VK_REC_ACC"] . /* */ str_pad (mb_strlen($fields["VK_REC_NAME"], "UTF-8"), 3, "0", STR_PAD_LEFT) . $fields["VK_REC_NAME"] . /* */ str_pad (mb_strlen($fields["VK_SND_ACC"], "UTF-8"), 3, "0", STR_PAD_LEFT) . $fields["VK_SND_ACC"] . /* EE152200221234567897 */ str_pad (mb_strlen($fields["VK_SND_NAME"], "UTF-8"), 3, "0", STR_PAD_LEFT) . $fields["VK_SND_NAME"] . /* Tõõgera Leõpäöldi */ str_pad (mb_strlen($fields["VK_REF"], "UTF-8"), 3, "0", STR_PAD_LEFT) . $fields["VK_REF"] . /* */ str_pad (mb_strlen($fields["VK_MSG"], "UTF-8"), 3, "0", STR_PAD_LEFT) . $fields["VK_MSG"] . /* My cool payment */ str_pad (mb_strlen($fields["VK_T_DATETIME"], "UTF-8"), 3, "0", STR_PAD_LEFT) . $fields["VK_T_DATETIME"]; /* 2020-12-29T14:27:06+0000 */ /* $data = "0041111003008002HP009uid1000520015005161700063177.0003EUR000000020EE152200221234567897017Tõõgera Leõpäöldi000015My cool payment0242020-12-29T14:27:06+0000"; */ // STEP 4. Verify the data with RSA-SHA1 // ===================================== if (openssl_verify ($data, base64_decode($fields["VK_MAC"]), $public_key) !== 1) { $signatureVerified = false; }else{ $signatureVerified = true; } // STEP 5. Display output of the received payment // ============================================== ?>

Payment results

Payment:

Signature: